Cuthbert, generally, did not use banks, he had never had much use for them when he had been abroad working as a curse breaker. However, now back in England he found the bags of gold in his rooms at the school somewhat an inconvenience as he was constantly tripping over them. When his Christmas salary had arrived he had determined that he would open a proper vault and keep his property safely there, thus making his rooms a safer place to traverse, and allow the school elves to clean the room effectively once more.
The bank was busy, which surprised him, for some reason he thought that the place would be as dead as a library, but apparently this perception of the Goblins as sacred tome keepers was somewhat erroneous. He had waited his turn in the que, his foot tapping in time to the faint strains of goblin chamber music that came from an enchanted gramophone, when a voice called from behind him – asking if anyone owned the coins.
He looked down, to see one, of the 4 bags he had brought with him was leaking coins from a cut in the seam. He turned his head and saw a rather pretty young lady holding up his wayward coins. With a shift of the bag on his hip, he manged to pinch the rip so no more coins would escape.
”Why eh, thank you” he said, indicating the tear,
”It seems you have better control of my finances than I do.” he joked with a small laugh at his own foolishness.
”I’m Cuthbert Binns, loser of renegade coinage” he attempted to offer a hand in greeting but instead sent another coin skirting along the floor.